Your debt agency the telephone business sold this to help keep giving me provides but in my opinion we have actuallyn’t gotten any such thing for the previous half a year.

Your debt agency the telephone business sold this to help keep giving me provides but in my opinion we have actuallyn’t gotten any such thing for the previous half a year.

Should this come my credit file off any time soon ?

Sara (Financial Obligation Camel) says

Defaults drop your credit record off 6 years following the standard date in the credit score.

But needless to say your debt collector may choose to head to court for a CCJ, which will then be on the personal credit record for the next 6 years. When they prompt you to a beneficial offer to be in, accepting it could be a beneficial idea.

We don’t concur because they had closed the account and sold it to a debt agency that I owe the bill stated from the phone company and when I did reach out to them, they couldn’t give any further information.

Off my case, would this still not remain for another 6 years if I settle to get them ?

Sara (Financial Obligation Camel) says

perhaps you have taken the grievance into the relevant Ombudsman?

I have a learning pupil loan financial obligation from 1997 that has been sold up to a DCA around 2015. We haven’t produced payment or acknowledged your debt since the’00s that are early however the DCA slapped a standard on in 2017 and state that the explanation for action’ started then. Does a financial obligation need to be in standard before an underlying cause of action begins?

Sara (Financial Obligation Camel) says

An student that is old-style debt – we suggest you speak to National Debtline on 0808 808 4000 about any of it.

I’m from Venezuela. Back 2014 we signed up for a post graduate system in England. In 7 june 2014 We made the very first and payment that is only my tuition costs. to pay for the remainder I happened to be awaiting the goverment to accept my demand to exchnage currency that is venezuelan pounds (in Venezuela you’ll need goverment authorization to achieve this types of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two feedback had been extremely complicated and long. You will need you to definitely speak to you concerning the information on your cases, that individual is certainly not me personally.

Hey! Thanks anyway.

I believe I might simply inform the college about my situation that is current my company placing my agreement on hold and every thing, and determine when they can hold back until lockdown is lift here to resume conversation.

I’ve a debt that is old 2010-2011 that I didn’t realize had been outstanding to virgin news. When I have always been looking to purchase a property recently i finalized as much as credit recommendations agency’s and this is where we realised this debt had been outstanding. The total amount is small, however although payments could never be used mid 2010 this financial obligation appears to have never ever been defaulted. In order that it has remained on my credit history as a merchant account in arrears and lacking repayments which date each month until June 2020 (present). My real question is just what recourse do We have with this, since clearly nearly 10years later on this would maybe perhaps not nevertheless be being reported back at my credit report and adversely impacting it? I will spend this quantity, nevertheless i’d like elimination of this from my credit history since it is one thing I happened to be unacquainted with, being very nearly a decade old now certainly must not be recorded on my credit report, thought these problems frequently just stick to the apply for as much as 6years.

Any information it is possible to provide would really be appreciated.

Sara (Financial Obligation Camel) says

Have you continued utilising the Virgin account? Or even, whenever do you stop?

Please would you delete my surname and sorry for numerous articles.

We have a superb financial obligation from 2010 that I happened to be unacquainted with until recently i looked over my credit history because our company is wanting to get home financing. The account in arrears just isn’t for a number of cash and I also have always been in a position to repay this whenever you want, though the contact that is last had regarding this debt was at 2011 and I’ve had absolutely nothing since (we have actually relocated house etc but e-mail has not changed) it seems this debt had been never ever defaulted and it has remained as a merchant account in arrears and missed re re payments on a monthly basis since 2010, but I happened to be totally unaware. Do We have any recourse for working with this, it is very nearly ten years old it is nevertheless on my credit account as lacking a repayment on a monthly basis. Is it possible to please ever advise, thanks a great deal